.text {  padding-left:20; padding-right:10 }
   td {font-family:Tahoma,sans-serif; font-size: 11px}
   li {
	list-style : url(http://www.guildassociates.com/images/pic.jpg);
}
a {text-decoration:none;}
.bg {background-repeat:no-repeat; background-position:top;}
.bg2 {background-repeat:no-repeat; background-position:top; padding-left:20; padding-right:10}
.sl {color:000000}a.nav1 {
	font-family: Tahoma, Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: bold;
	color: #EEEEEE;
	text-decoration: none;
}
a.nav1:hover {
	text-decoration: underline;
}
.text2 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: 18px;
	color: #666666;
	text-align: justify;


}
.bg3 {
	background-image: url(images/bg7.jpg);
	background-repeat: no-repeat;
	background-position: bottom;
	background-color: #FFC73E;
}
.bg4 {
	background-image: url(images/watermark1.gif);
	background-repeat: no-repeat;
	background-position: right bottom;
	background-color: #FFFFFF;

}
.text3 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	line-height: 14px;
	color: #333333;

}
.text4 {

	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: 16px;
	color: #333333;
}
a.nav2 {

	font-family: Tahoma, Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: bold;
	color: #26738C;
	text-decoration: none;
}
.bg5 {
	background-image: url(images/bg3_2-1.jpg);
	background-repeat: repeat-x;
	background-position: top;
}
.text5 {

	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: normal;
	color: #666666;
	text-align: left;
}